Annual medical exams are not covered by MSP if you do not have a medical condition that requires an exam (eg. high blood pressure, diabetes, lung disease, heart disease, kidney disease). If you are unsure if you require an exam, please book an appointment with your doctor to discuss. You can also pay privately for a physical exam if you want one but do not meet the medical criteria. The fee for a physical exam is $100-190. This does not include the charges for any bloodwork or other tests that you request if they are not medically required.